ASPECT FINANCIAL SOLUTIONS
Bespoke Independent Financial Advice
Independent Financial Advice through Bespoke Financial Planning
Private Clients
We are able to provide holistic planning, where we give an overview of our clients entire financial situation, or alternatively we can advise on specific matters where they require help immediately.
Corporate Clients
A company’s most valuable asset is its people. Keeping and motivating these people is one of the most important tasks a management team can perform. The future success of the business can depend upon it.
HELPING YOU ACHIEVE SUCCESS
Attain Financial Freedom!
Aspect Financial Solutions provides Private Client Advice on Pension Planning, Investments, Inheritance Tax Planning and Personal and Family Protection Planning.
Our company also offers advice on Employee Benefit Schemes including Group Life, Income Protection and Critical Illness plans and Workplace Pension Schemes. The aim of the company is to provide high quality and long term financial planning advice in a simple and understandable manner.
Are you considering retirement?
Would you like to make the best returns on your investment?
Want as much of your estate as possible to pass on your chosen beneficiaries?
Want to ensure your family is covered in the event of untimely death?
Retirement Advice
We are able to provide help, advice and a thorough explanation of all the options available at retirement.
Investment Planning
To provide advice to ensure that you are not taking undue risk and to maximise the tax efficiency of your lump sum and regular savings.
Inheritance Tax Solutions
Advice is provided to ensure that as much of your estate as possible passes to your chosen beneficiaries and not to the Exchequer.
Personal & Family Protection
We help to ensure that both you and your family can maintain your standard of living in the event of premature death or illness.
What do we do, and who are our services for?
We typically advise 3 main types of client:
– The client who has existing advisers and wants to use us as a sounding board, second opinion or sanity check.
– The client whose adviser can cover some, but not all, areas of planning. We then advise on the remainder.
– Full service clients, where we advise, plan and implement bespoke arrangements.
Our process is both painless and simple.
– We gather the data we need by meeting with you and collecting relevant documentation.
– We produce the report.
– We then meet to discuss its contents and how you may wish to action the recommendations.
We hope we can welcome you on board.
Private Clients
Retirement Advice
Arrangements we consider include:
– Annuities – Conventional, Investment Linked, Flexible Lifetime Plan, Enhanced Annuity, Phased/Staggered
– Drawdown – Flexible and Capped, Phased, Via SIPP
Investment Planning
We assist in:
– Establishing an investment strategy
– Portfolio planning
– Reviewing existing funds
Personal & Family Protection
We help to ensure that both you and your family can maintain your standard of living in the event of premature death or illness.
...and many more!
Corporate Clients
Pension Plans
Protection Arrangements
Private Client Clinics
Typically we advise employees falling into one of four categories within your company:
CURRENT EMPLOYEE
Where we provide an overview of the benefits that the employer provides and then check that all of their other requirements have been considered and addressed.
NEW EMPLOYEE
As above, plus covering any benefits that they may have inherited or lost from their previous employment.
EMPLOYEE LEAVING
As above, plus looking at options to continue current benefits and consider those offered in their new position.
EMPLOYEE RETIRING
When your employees retire, they need to ensure that they have looked after all their financial needs for the future. With retirement planning it is best to ensure that their pension and investment plans are correctly positioned to provide them with the necessary income, in the most tax efficient manner, and ensure these plans are suitable for their new lifestyle and their new attitude to investment risk. Auditing and reviewing these plans before retirement is always advisable so your employees can enjoy their retirement with peace of mind.
...and many more!
About Us
Aspect Financial Solutions offers bespoke financial planning and advisory services for high net worth individuals and corporate clients. We understand the needs created by the professions that they work in.
Our job is to communicate these needs in an understandable and easy to action format, so you can take educated action based on full, impartial and independent advice. We do not aim to dazzle you with our impressive technical knowledge or befuddle you with a myriad of options. We simply aim to provide you with the crystal clear information that you need to make important decisions about your future.
